Our NBH Bank Food & Agribusiness banking team believes the food supply chain is an essential part of the fabric of our daily lives. At NBH Bank, our specialized bankers are solutions providers for our food and agribusiness clients. Our understanding of the entire food supply chain from farm to fork gives us the insight to help our clients beyond just providing capital. No matter the size of the client, complexity of the business, or geographic spread, our dedicated team stands ready to help you succeed.

Our Food & Agribusiness banking team provides revolving and term loans for a variety of capital needs including:

• Operating and growth capital
• Acquisitions
• Succession planning
• Refinancing
• Syndications

Our products typically accommodate:

• Family owned companies
• Independent sponsors
• Private equity sponsors

Our flexible structuring and creativity around documentation ensures a well-defined closing process that caters to client timelines. Representative clients have revenues of $5 million to $200 million, with a target investment size of $2 million to $40 million. With a national geography, where ever your business happens to be, we are ready to help you find the solutions that meets your needs. 

Our team provides innovative solutions across the entire food supply chain, including:

• Production:
  • Growers
  • Livestock producers
  • Dairies
  • Organic suppliers
  • Feed companies
  • Farm Implement Dealerships
  • Grain & Farm Supply
• Processing:
  • Ingredient companies
  • Food processors
  • Beverage manufacturers
  • Copackers, storage and distribution
• Branded products:
  • Snacks and sweets
  • Alcoholic and non-alcoholic beverages
  • Branded meat and seafood
  • Frozen and prepared foods

NATURAL RESOURCES

Natural resources are in increasingly high demand, as our population continues to grow. As producers and rural businesses continue to feel the squeeze of an increasingly volatile commodity market, they often look to the value associated with the natural resources found on their land such as water, forest products, and other minerals to help access additional capital. NBH Bank is in a unique position to offer specialized financing options that unlock these value levers.

STRATEGIC PARTNERSHIPS

As our clients’ business continue to grow in size and complexity, we are committed to bringing in strategic bank partners to ensure we maintain ample capital for our clients’ next big credit need. This approach allows us to limit risk exposure, ensuring we remain strong and nimble well into the future. Additionally, by staying involved with other like-minded partners, we are able to help our partners grow by joining their bank group’s in support of clients within the food & agribusiness sector. Strategic partnerships are critical in everything we do.